|
Assisting
YOU with your plans to Buy a Property in France
"Step-by-Step
Educational information on how to avoid risks, save money
and ensure that you know all the FACTS about safely buying
a property in France"
Dear Reader,
(If you don't feel
like reading, just give us a call on 0207 898 0549
or from outside the UK +44 207 898 0549)
So…you’re
considering plans to buy property in France?
You’re not
alone! Reports state that millions of Brits are emigrating,
buying a second holiday home and/or investing their surplus
money in property in France. One newspaper recently announced
that 'Record numbers move out of 'fraught' Britain.'
With the prospect
of a better life and more for our money, many of us are considering
either a ‘Big’ move or a sunny destination to
escape to! (especially after the UK summer that never was
- 2007)
With all
this in mind, it's important to realise that Buying Property
in France is a HUGE Decision!
I say ‘Big’
and 'HUGE' because making the decision to buy in France or
any overseas destination is no small matter. In fact, if potential
buyers actually knew about the hundreds of steps involved
and that one OVERLOOKED STEP can cause a disaster, they might
think twice.
The problem that
most people face when buying property in France is that there
is not one source of information that helps them from start
to finish - ensuring EVERY step is covered. And I mean EVERY
step - starting from the initial idea all the way through
to sitting on the patio of your new property and enjoying
your new lifestyle.
This lack
of information can cause people to unknowingly miss an important
step which can cause huge upset, a loss of money, time and
even detriment to one’s health.
I know this first
hand, as you can read below
A few years ago
my parents-in-law (Jan and Keith) lost well over £20,000
in purchasing their overseas dream home, having made many
poor decisions due to a lack of knowledge (and overlooking
important steps). Sadly, because of the stress, my mother-in-law
is no longer with us and my father-in-law has moved back to
England, wondering how things could have gone so terribly
wrong.
They unintentionally
hired a ‘cowboy’ agent, failed to retain a solicitor,
lost ££££’s buying currency
from a bank and not a currency specialist (like Smart
Currency Exchange) and ultimately paid well over the market
price for their property. Furthermore, they failed to meet
with a financial planner to fully understand the amount of
money they had available and how to best purchase and structure
their finances.
My father-in-law
now has a property abroad that he can’t sell and has
had to take out a mortgage and move back to England, where
he now lives out his life as a widower. Yes - their story
is extreme. I guess it’s the things like this that happen
in our lives that make people like me do something about it.
Due to my in-laws
disaster I realised that the overseas buying process is fraught
with issues...and I decided to search the marketplace for
information that could help prevent what mum and dad went
through.
I searched
high and low for information and support that would help potential
buyers through the start to finish process of buying overseas.
And on my search I looked for one source - not a million different
books, websites and magazines.
I wanted
to find a source of information that provided the following:
1. What to do before you buy?
2. How to ensure you view properties with legal and good
companies?
3. What to do when viewing properties to make sure you make
the right decision?
4. How to ensure that you buy a good property?
5. How to protect your purchase and investment?
6. How to discover ALL the costs (hidden costs, taxes, etc.)
7. Where are the best areas or up-an-coming areas to buy
in?
8. How to pay for the purchase – English, French or
other mortgage?
9. How to set up finances to ensure that there is enough
money for the purchase and to live off of.
10. How to reduce the likelihood of losing out due to currency
exchange fluctuations?
11. Is it important to learn the French language?
12. What to do in between signing contracts and completing?
13. How good is the healthcare system?
14. What to do upon completion to make sure that you get
exactly what you think you’re going to get?
15. What to do after you get your property so that it becomes
a home or a rental property?
16. How to rent the property out?
17. How to sell in the future if you decide you don’t
want the property any more?
18. And for investment…how to analyse one opportunity
over another, look at the key factors that influence investment
deals and all the steps involved investing in property in
France.
19. And everything in between
Books,
Websites, Magazines and France property shows gave me information
at various stages of the process...but none of them seemed
to cover everything.
I read a few books
and they were okay…but I found them a bit boring, theoretical
and written by people that haven’t really gone through
the process of buying an overseas property themselves. Furthermore,
they didn't seem to have local tips or things that people
need to look out for.
And the only other
information I found was from agents and I wasn’t impressed
with much of what I found. The information was written to
sell property and not to paint the full picture.
Yes...it's true that you can find tonnes of information for
free on the Internet, but you can also find a huge amount
of garbage that takes ages to weed through.
I wanted to find
a source of education, so I could 'do my homework,' about
what the France property buying process is, how to make sure
I do things correctly and overall how to ensure that whole
process went as best as it could.
I couldn't find
one source to provide me with what I wanted...
...a start to finish INDEPENDENT, NON-BIASED. TRUTHFUL
RESOURCE on Buying a property in France...
So...In 2004,
I and my business partner decided to start a company that
fills this gap in the market. We decided to set up a service
that provides INDEPENDENT and NON-BIASED, TRUTHFUL information
and assist buyers with support, resources and on-going information
to help them on their overseas property buying journey. And
I mean the FULL journey – not just buying the property.
We decided on
our mission:
To support clients through the entire buying in
France property process
In order to deliver our mission, we created educational guides
for various countries (France being one of them) and have
a team of staff members that contribute to the guides, write
newsletters and assist people that need help finding professional
and legal property professionals.
Due to the fact that we've written and published guides for
various overseas destinations, we have a HUGE knowledge base
and a large network of property professionals
So...within this site, you'll find information on the following:
1. France Property Buying & Investment Guide
The educational guide covers the start to finish process of
buying a property in France. Every step is outlined starting
with the initial idea to buy in France. This guide is for
anyone thinking about or currently in the process of buying
property in France.
More
information about the Guide

2. Smart Overseas Property Buyer Finder Form
If you haven't yet found the property of your dreams and you'd
like to chat with someone that knows the buying process, quality
agents and other helpful resources, please fill out our form.
We have excellent relationships with several outstanding agents
in France.
Smart Overseas Property
Buyer Finder Form
3. Smart Overseas Property Buyer Resource Form
Are you looking for a solicitor, Independent Financial Advisor,
Currency Exchange Specialist or anything else? Fill out our
form and we'll call you to let you know who we know!
Smart Overseas Property
Buyer Resource Form
So...
If there is anything we can help you with regarding your plans
to purchase in France, please buy our guide, or fill out one
of our forms so that we can assist you to find good, legal
property professionals!
My work
associate and co-author of the France Buying Guide, Alexis
Goldberg, is full of helpful tips, resources and experiences
based on her purchase of a 2nd home in France over 4 years
ago. Between Alexis, myself and the rest of The Overseas Guides
Company team, we are here to help you with your plans to purchase
in France.
Big Smiles,
Kim Brown
& Alexis Goldberg
France Buying Guide
The Overseas Guides Company
|