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The cost of living in France is in general less than that in the UK although the margin is not as great as it once was and some things are more expensive.
Food and drink is mostly on a par with the UK and it is important to remember that shopping is slightly different in France and if you make full use of the wonderful markets, your grocery bill will undoubtedly be cheaper. Supermarkets do not stock the same range of ready meals either and there are less processed foods. Eating out is less expensive aside from the very upmarket restaurants and those in large cities such as Paris and Bordeaux. Many restaurants across the country have a “prix fixe” menu at extremely good value and as you would expect, a huge choice of wine, many of reasonable quality around the €5 mark.
Public transport costs are now similar to those in the UK as is the cost of petrol and diesel. Most motorways have a toll system but the upside to this is that the roads are far better maintained and less congested and also there is no road tax. Car insurance is cheaper and remember that it is the car insured in France, not the person.
Utility costs are reasonable and phone and internet costs similar to the UK with many deals to be had for broadband, TV and mobile.
Local taxes in France are cheaper than the council tax paid in the UK and normally include the cost of the TV license. Education and child care is much cheaper as they are subsidised by the French Government. The healthcare system is excellent and although most people need to make a contribution to this, it again is largely subsidised and most efficient.
Some items such as paint and white goods are more expensive in France and it is worth noting also that second-hand car prices are extortionate and one is far better off bringing a car over to France from the UK or buying it in another country such as Spain or Germany.
Services such as hairdressing, beauty treatments and opticians are excellent and cheaper than those in the UK. The French take pride in their appearance and you are likely to find all 3 of these services in even the smallest of towns and some villages.
In summary, expect to find your monthly outgoings slightly less than those in the UK.
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